Privacy Policy

Postal Family Federal Credit Union's Privacy Policy

Facts   What does Postal Family Federal Credit Union (PFFCU) do with your Personal Information?
     
Why?   Financial companies choose how they share your personal information.  Federal and state law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
     
What?   The types of personal information we collect and share depend on the product or services you have with us.  This information can include:  Social Security number and income, account balances and payment history, credit history, and credit scores.  When you close your account, we continue to share information about you, according to our policies.
     
How?   All financial companies need to share customers' personal information to run their everyday business—to process transactions, maintain customer accounts, and report to credit bureaus.  In the section below, we list the reasons financial companies can share their customers' personal information, the reason PFFCU chooses to share, and whether you can limit this sharing.

 

 

 

Reasons we can share your personal information Does PFFCU share? Can you limit the sharing?
For our everyday business purposes
To process your transactions, maintain your account, and report to credit bureaus

Yes

No
     
For our marketing purposes
To offer our products and services to you

Yes

No
     
For Joint Marketing with other financial companies No We don't share
     
For our affiliates' everyday business purposes
Information about your transactions and experiences

No

We don't share
     
For our affiliates' everyday business purposes
Information about your credit worthiness

No

We don't share
     
For our affiliates to market to you No We don't share
     
For our non-affiliates to market to you No We don't share

 

Sharing Practices
How often does PFFCU notify me about their practices?   We must notify you about our sharing practices when you open an account and each year while you are a member.
     
How does PFFCU protect my personal information?
 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
     
How does PFFCU collect my personal information?   We collect your personal information, for example, when you: open an account or deposit money, pay your bills or apply for a loan, or use your debit card. We also collect your personal information from others, such as credit bureaus, affiliates (if applicable), or other companies.
     
Why can't I limit all sharing?   Federal and state law gives you the right to limit sharing only for affiliates' everyday business purposes—information about your creditworthiness, affiliates to market to you, or non-affiliates to market to you. North Dakota state law and individual companies may give you additional rights to limit sharing so that the credit union cannot participate in joint marketing arrangements.
     
For our affiliates' everyday business purposes
Information about your credit worthiness

 

We don't share

 

Definitions
Everyday business purpose   We must notify you about our sharing practices when you open an account and each year while you are a member.
     
Affiliates
 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
     
Non-affiliates   We collect your personal information, for example, when you: open an account or deposit money, pay your bills or apply for a loan, or use your debit card. We also collect your personal information from others, such as credit bureaus, affiliates (if applicable), or other companies.
     
Joint Marketing   Federal and state law gives you the right to limit sharing only for affiliates' everyday business purposes—information about your creditworthiness, affiliates to market to you, or non-affiliates to market to you. North Dakota state law and individual companies may give you additional rights to limit sharing so that the credit union cannot participate in joint marketing arrangements.

 


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